UPI users alert: Big changes are coming for UPI users alert! Starting April 1, 2025, banks and apps like Google Pay and PhonePe will roll out new mobile number verification rules. These updates aim to cut fraud and keep your payments smooth. Curious about what’s changing and how it affects you? In this Article We will tell you all about UPI New rules, Banks & UPI, UPI Charges so lets begin.
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Why Are UPI Rules Changing?
UPI Charges: The National Payments Corporation of India (NPCI) and Reserve Bank of India (RBI) want your UPI transactions safer. Fraud cases have spiked with inactive or reassigned mobile numbers. Someone forgets to update their number with the bank, it gets recycled after 90 days, and bam—money lands in the wrong hands. The new rules tackle this head-on. Banks and apps will now check mobile numbers weekly. If yours is inactive, your UPI ID stops working. Simple fix: keep your number active and linked to your bank.
Key Dates and Details for UPI Users Alert
Here’s a table with the must-know info about these changes:
Detail | Information |
Start Date | April 1, 2025 |
Deadline for Compliance | Banks and apps must comply by March 31, 2025 |
Who’s Affected | All UPI users—Google Pay, PhonePe, Paytm, etc. |
Main Rule | Weekly mobile number checks via Mobile Number Revocation List (MNRL) |
Inactive Number Impact | UPI IDs tied to inactive numbers get deactivated |
Number Reassignment Rule | Telecoms can reassign numbers after 90 days of no use (Department of Telecom) |
Consent Requirement | Apps need your permission before linking numeric UPI IDs |
Monthly Reporting | Banks and apps report to NPCI on numeric UPI ID management |
Official Source | NPCI Website |
Goal | Reduce fraud and transaction errors |
What Happens to Your UPI Account?
UPI Charges: Got an old number tied to your UPI? You’re at risk. Say you switched SIMs but didn’t tell your bank. That old number sits unused for 90 days, gets reassigned, and someone else starts getting your OTPs. Scary stuff! From April 1, banks will deactivate UPI IDs linked to such numbers. Last year, a friend of mine lost 5,000 rupees because his old number wasn’t updated. Don’t let that be you—check your bank records now.
How to Check Your UPI Status
Wondering if you’re safe? Take these steps:
- Open your UPI app (Google Pay, PhonePe, etc.).
- Go to settings and find “Linked Bank Accounts.”
- Check the mobile number listed. Is it active? Still yours?
- Not sure? Call your bank or send a test SMS to confirm.
If the number’s wrong, update it through your bank app, net banking, or even an ATM. Takes five minutes—way better than losing access to your money.
Affected Apps and Banks
Here’s a table showing who’s impacted by these rules:
Service Provider | Type | Action Required |
Google Pay | UPI App | Weekly number checks, user consent |
PhonePe | UPI App | Same as above |
Paytm | UPI App | Same as above |
HDFC Bank | Bank | Update records, deactivate inactive IDs |
SBI | Bank | Same as above |
ICICI Bank | Bank | Same as above |
Axis Bank | Bank | Same as above |
BHIM | UPI App | Weekly checks, consent for numeric IDs |
Amazon Pay | UPI App | Same as above |
All PSPs | Payment Service | Report to NPCI monthly |
Why This Matters for UPI Users Alert
These rules aren’t just red tape. They hit your daily life. Imagine trying to pay for groceries, but your UPI fails because your number’s inactive. Or sending cash to a friend, only to find out it went to a stranger with your old number. NPCI says UPI handled 17 billion transactions in January 2025 alone—80% of India’s retail payments. With stakes that high, security can’t slip. Updating your number keeps you in the game.
Steps to Stay Safe
Protect your UPI account with these moves:
- Log into your bank app or visit a branch to verify your number.
- Use your registered number at least once every 90 days—send a text or make a call.
- Re-link your UPI if you spot an old number. Delete the app, reinstall, and sign in with the right one.
- Turn on two-factor authentication. Adds a layer of safety.
I had to re-link my PhonePe last month after switching numbers. Took me 10 minutes, and now I’m set. Do it before April 1 hits.
Final Thoughts
The new UPI rules starting April 1, 2025, put safety first. Banks and apps will scrub inactive numbers weekly, and your UPI ID could shut down if you don’t keep up. Check your number, update it if needed, and stay active. These steps keep your payments flowing and your money secure. Don’t wait—sort it out today. so today we discussed all about Banks & UPI, UPI Charges, UPI New rules so if you like our blog then please like share and subscribe.
FAQ Section Related to UPI users alert
Your UPI ID tied to an inactive number gets deactivated. You can’t send or receive money until you fix it.
If you haven’t used it for calls, texts, or data in 90 days, it’s at risk. Test it with an SMS or call your bank.
Yes, but update it with your bank first. Then re-link it in your UPI app to keep things running.