The Bihar Student Credit Card (BSCC) scheme helps students in Bihar who want to study more but don’t have enough money. It gives loans up to ₹4 lakh with low interest rates. This program is part of the Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana (MNSSBY). It lets students join professional and technical courses in colleges across India. Below, you’ll find a list of colleges under the Bihar Student Credit Card College List and who can apply for this scheme.
What is the Bihar Student Credit Card Scheme?
The Bihar Student Credit Card Scheme started on October 2, 2016, by Bihar’s Chief Minister, Nitish Kumar. It helps students from poor families get loans to study higher education. The loan can pay for college fees, hostel costs, and other study needs. The Bihar Student Credit Card College List includes many colleges where students can use this loan.
Bihar Student Credit Card College List 2025
The Bihar government has approved over 2,700 colleges for the Bihar Student Credit Card College List 2025. This includes:
- 869 colleges in Bihar, like Aryabhatta Knowledge University, NIFT Patna, and NIT.
- 225 colleges in Delhi, such as some top universities.
- 121 colleges in Uttar Pradesh, including private and government ones.
Some popular colleges in the Bihar Student Credit Card College List are:
- A N College Patna
- J D Women’s College
- College of Commerce Arts and Science Patna
- B D College Patna
You can find the full Bihar Student Credit Card College List 2025 on the official website:
. There’s a PDF with all the college names. New colleges are added compared to the 2024 list.
Who Can Apply for the Bihar Student Credit Card Scheme?
To use the Bihar Student Credit Card College List and get a loan, students must:
- Live in Bihar permanently.
- Have passed 12th class from a recognized board.
- Be 25 years old or younger.
- Join a course in a college from the Bihar Student Credit Card College List.
- Finish the full course after getting the loan.
The loan can be used for courses like:
- B.Sc., B.A., B.Com
- Engineering, Medical, MBA
- B.Sc. Nursing, B. Pharmacy, B.Sc. Biotechnology
- Hotel Management
How to Apply for the Bihar Student Credit Card?
Here’s how to apply for the Bihar Student Credit Card College List loan:
- Go to the official website: .
- Click on “Register as New” and fill in your details like name, mobile number, and Aadhar number.
- Get an OTP on your phone and enter it.
- Choose “Bihar Student Credit Card” from the options.
- Fill out the form and submit it.
- You’ll get a unique ID and a PDF of your form.
- Visit the District Registration and Counseling Center (DRCC) with your documents for checking.
- After approval, collect your credit card and loan letter from the DRCC.
- Go to the bank to finish the paperwork.
For help, call the toll-free number: 1800 3456 444.
Benefits of the Bihar Student Credit Card Scheme
The Bihar Student Credit Card College List scheme helps students in many ways:
- Get up to ₹4 lakh for studies.
- Low interest rate of 4% (1% for girls, transgender, and disabled students).
- Use the loan for college fees, books, laptops, or hostel costs.
- Pay back the loan after finishing the course and getting a job.
- Study in top colleges from the Bihar Student Credit Card College List.
Challenges of the Scheme
There are some problems with the Bihar Student Credit Card College List scheme:
- Not all colleges accept the loan, so choices are limited.
- Students may find it hard to repay the loan if they don’t get a job soon.
Conclusion
The Bihar Student Credit Card Scheme is a great way for Bihar students to study without worrying about money. The Bihar Student Credit Card College List 2025 has many colleges where students can use the loan. It helps students join courses like engineering, medical, and more. By giving low-interest loans, the scheme makes education possible for everyone. Check the Bihar Student Credit Card College List on the official website and apply today to start your dream education
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